Privacy policy

Tooliv0 is committed to protecting your privacy. This policy explains how we handle data when you use our website and calculators.

All calculations run entirely in your browser. We do not collect, store, transmit or sell any data you enter into our calculators. Your financial numbers never leave your device.

We do not use cookies to track you personally. We do not operate accounts, login systems or user profiles. We have no way to identify you or link your usage to a specific person.

Third-party services: Our website is hosted on Cloudflare and our pages include Google AdSense advertisements. Cloudflare may collect standard server logs (IP address, browser type, request time) for security and performance. Google AdSense uses cookies to serve personalized ads. You can manage ad personalization at https://adssettings.google.com.

If you email us at contact@tooliv0.com, we will use your email address only to respond to your message. We do not add email senders to any mailing list without explicit consent.

Children's privacy: Tooliv0 is not directed at children under 13. We do not knowingly collect data from children.

Changes to this policy: We may update this page from time to time. The date at the top of this page indicates the last revision. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact: If you have questions about this privacy policy, email us at contact@tooliv0.com.