Terms of use

By using Tooliv0 you agree to the following terms. If you do not agree, please do not use the site.

Service: Tooliv0 provides free online calculators and tools for informational and educational purposes. All calculations run in your browser. We do not require registration or payment.

Not financial advice: The tools and content on Tooliv0 are not financial, legal, tax or investment advice. Results are estimates based on the assumptions you provide. Always consult a licensed professional before making financial decisions.

Accuracy: We strive for accuracy but cannot guarantee that results are error-free. Calculations depend on the inputs you enter and the assumptions built into each tool. Actual outcomes may differ due to fees, taxes, rate changes, market conditions and lender policies.

Intellectual property: All content, code, formulas, design and branding on Tooliv0 are our intellectual property. You may not copy, reproduce or redistribute our content without written permission.

Limitation of liability: Tooliv0 is provided 'as is' without warranties. We are not liable for any damages arising from your use of the site or reliance on its results.

Third-party links: Tooliv0 may link to third-party websites. We do not control and are not responsible for the content or practices of those sites.

Changes: We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

Contact: For questions about these terms, email us at contact@tooliv0.com.